Buying a home is a huge investment, probably the most significant purchase of your life. It’s not something you should do without preparation. So let us help you prepare.
Step 1: Get Organized
It is important that you take your home buying process seriuosly in each step. Get pre- qualified!
* Documentation is key in this step. We must review your financial, credit situation and discuss your homeownersip needs. We will ask you for neccesary documention in this process.
*Determine how much household income you have for your home.
*Determine Debts and neccesary finacial needs.
Step 2: Your Home Financial Budget Discuss your finacial budget and obligations to gain homeownership. Discuss how much house you qualify for and what it will take to reach your goal. Monthly credit and finacial review is mandatory to manage your process to homeownership.
Step 3: Set Your Plan Its time to excute your plan. We have a homeownership counselor and loan originator to discuss your plan now that you have reached pre-qualifiaction.
* Explain your entire mortagage and home buying process
* Answer any questions and any concerns you may have.
* Review your monthly credit and finacials
*Discuss the different mortgage programs and decide the right path for you.
* We will determine and set your game plan as to what is the next step to gain homeownership.
In this process you will feel confident knowing your financing strategy is secure, and that your dream tp homeownership can become reality.
Step 4: Apply For Your Home/Loan This process is easy now that we have documentation and have prepared you for the home buying loan process. Once you have been approved we will line you up with one of our preferred realtors of your choice. This process is very important and the last step to your home. It will take a lot of team work and communication to complete your process and make it to the front door of your home. We want to make your home buying process smooth.
Now, Let Us Take You Home
4 Step Pre-Qualification is FREE!
The Credit Store
2316- D Knollwood Dr
Mobile, Alabama 36693
(Disputing Manager/ Credit Advisor)
(Sr. Credit Advisor)
(The Credit Divas Assistant)
Or use our contact form.
Our office is open during the following hours:
Tues-Thursday 10am -6pm
Friday- 10am - 5pm
Our mission is to help you fulfill your dreams with healthy credit. We work diligently to delete or correct inaccurate and unverifiable information on your credit report, negotiate outstanding debt harming your score, and provide you with the knowledge and power you need for "Better Credit and a Better Life"